It’s not the Co-op Bank or

It's not the Co-op Bank or having an account there that's the quackery. I've got one there myself and am also a member of the Co-operative Movement (for the divi). It's the claim of groups like Move Your Money (slogan on their homepage: "Using consumer power to build a better banking system") that consumers can somehow influence what happens under capitalism by the exercise of so-called "consumer power". That's the "quack remedy" that's hit the dust.I don't know if you meant to explain the Co-op Bank's current difficulties as being the result of pursuing an "ethical" rather than an income-maximising investment policy, did you?